At some point, investors need to turn their life savings into income. That's why we created the Retirement Paycheck: A program that generates monthly or quarterly income for you to live on in your golden years. The program seeks to generate consistent and, in some cases, rising income with a mix of high quality dividend paying stocks and high yielding fixed income.
Many clients and professionals are surprised to learn that many blue chip companies pay their dividends at different times, including quarterly and annually, as well as in different months of the year. By strategically buying stocks with sequential dividend payments investors can generate consistent income well above current CD rates. Take for example these three companies: Kimberly Clark (KMB); Proctor & Gamble (PG): & Johnson & Johnson (JNJ).
Assuming each companies maintains their dividend and payment date, combined they provide a monthly paycheck throughout the year.
Obviously, there are some risks associated with individual stocks, however, there are a number of benefits that may include a hedge against inflation and capital appreciation... not to mention possible estate planning and tax benefits depending on your situation. To learn more about the program and to discuss how it can help you contact us by phone or email.